chatgpt 信用卡支付的进一步展开说明

XYDZIP: The Hassle-Free GPT Payment Solution

Proven to be effective

From mid-May to mid-August, domestic card renewals have been consistently available

# Introduction

After the Depay 531993 card segment incident in late May, OpenAI has become stricter with virtual credit card payments. Many other card segments have encountered issues with renewals.

So, what is a reliable, stable, and even affordable renewal method? The answer is yes!

This method was initially introduced by AI senior student Xiaolin and has been optimized based on feedback and personal experience, making it easy to renew a domestic bank card PLUS.

Principle: Achieved through Stripe Link

Suitable Users

Web, Android, and Huawei phone users: Suitable.

Apple users: Not applicable (already upgraded through in-app purchase, no need for extra hassle).

Updated on July 25: Many cases of account suspension have been reported for Apple iOS app in-app purchase users, and the reasons remain unclear.

Hence, it is recommended to use the method of first opening a virtual credit card and then binding a domestic credit card for renewal.

Features of the Method

Safe and reliable

All transactions are conducted through official channels, making it relatively safe. (These related accounts have been in normal use from mid-May to August 23).

Affordable cost

Settled according to the real-time exchange rate with no additional fees, only requires approximately 142 CNY.

Worry-free renewals

After successfully binding the card, automatic deductions will be made for the renewal. No need to look for a third-party payment or go through the embarrassment of failing to renew a virtual card.

Simple operation

According to the tutorial, it can be done in 3⑸ minutes.

Note! This method is not effective in the following situations:

1. GPT accounts that have not been upgraded to PLUS.

2. GPT accounts that have upgraded to PLUS, but the PLUS subscription has expired.

Solutions to the above situations: Open a virtual credit card to upgrade to PLUS in the first month and then renew the subscription using a domestic card in the following month.

In the first month, use a virtual credit card or a card from an overseas friend to upgrade to PLUS. Then, follow the tutorial to bind a domestic card.

In the following month, the domestic card can be automatically renewed for ChatGPT PLUS.

For those who find the process of registering and using a virtual credit card cumbersome and time-consuming, the blogger offers a quick and easy solution for upgrading with just one click.

3. This method does not support billing payments through the OpenAI API. You can consult the blogger for alternative payment solutions.

It is recommended to check if the card segment you are using has been banned, as OpenAI API billing and renewal issues can be quite troublesome (here is a list of banned card segments included).

Many users are also confused about the relationship between ChatGPT, PLUS, API, and GPT4. The following relationship diagram can provide clarification:

#1 Preparation

1.1 ChatGPT Account

1.2 Domestic Credit Card

A dual-currency or all-currency credit card is required.

What is a dual-currency or all-currency credit card?

Credit cards with both RMB and USD settlement accounts, their functions are basically the same as single-currency credit cards.

How to determine if my card is a dual-currency card?

You can check if there is a VISA, MASTER, JCB, or AEMX logo on the front of the card. If any of these logos are present, it is a dual-currency card.

If you don’t have a dual-currency credit card yet, you can contact your bank to apply. It’s zero-cost and easy to apply.

Common dual-currency credit cards in China include:

Based on current statistics, the situation of various banks is as follows:

CMB: Most tested and reliable, has the highest number of users.

BOC, ABC, CCB, SPDB, CMBC, Ningbo Bank: OK.

1.3 IP environment

Simply use the method of accessing the ChatGPT website as usual.

1.4 Phone number

A domestic phone number is sufficient.

#2 Specific Operations-Preview Version

Solving difficulties:

Achieving automatic deductions in the following month for PLUS subscription with a domestic credit card, without having to worry about payment.

2. Registering a Link account with a domestic phone number.

3. Resolving the issue of unsuccessful addition of a domestic credit card.

4. Resolving the issue of being able to bind a card but unable to make a successful payment.

5. Resolving the issue of being unable to renew the subscription even after adding the LINK payment method.

Complete solution with blogger assistance.

Other Questions

Does binding through this method affect account security?

Personally, I believe it is safe. By using Stripe Link as a bridge between domestic cards and OpenAI, it ensures that:

First, it is an official channel; second, users make normal payment transactions; third, there won’t be any issues of virtual cards being abused, which is the biggest headache for OpenAI. Also, based on actual test data, these related accounts have been in normal use from mid-May to the present (August 24).

Can I directly register an account on the Link website?

Currently, the Link website does not support registration with a domestic phone number.

Can I directly add a domestic credit card to other payment methods and wait for payment deductions for renewal?

No, it won’t work.

Whether it’s a dual-currency or all-currency credit card, the system will reject direct addition. If you are lucky enough to successfully add the card, the renewal is likely to fail when the time comes (I haven’t personally tested this, but it is based on comments from online users).

If an account is suspended, can the subscription fee paid through Link be refunded?

Yes, it can be refunded.

Some customers purchased PLUS from other sources (bound to a blacklisted card) and successfully renewed it using a CMB card through LINK in the second month. However, their accounts were suspended shortly after. OpenAI sent a refund email, and the refunded amount was returned to the domestic card linked to Link.

If I previously bound a Depay card or a blacklisted card from Taobao and then deleted it, will the account still be secure?

It is recommended to create a new account to avoid future account closures. Because OpenAI and Stripe systems keep records, account closures can be traced, and there have been many cases like this.

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chatgpt 信用卡支付的常见问答Q&A